First Person Blackjack

First Person Blackjack

Beat the dealer in a race to 21 when you play First Person Blackjack.

This Live Casino game uses the standard Blackjack features such as Doubling Down, Insurance and Splitting, to give you plenty of betting options.

Plus, excellent side bets such as 21+3 and Perfect Pairs are available, where you could potentially land some big wins!

What are your cards worth?

    First Person Blackjack Game Overview

    The chip sizes available in First Person Blackjack range from £1 to £500.

    How To Play

    The objective when you play First Person Blackjack is to achieve a better total than the dealer, without the value of your cards exceeding 21. 

    The ultimate winning hand is Blackjack, and this is completed when your first two cards dealt total precisely 21.

    Game Rules

    No more than seven players can play at any First Person Blackjack table, and there is also the dealer who hosts the game.

    This game uses eight standard 52-card decks, and the cards are valued as explained below:

    • Cards from 2 to 10 - equal to their face value
    • Face cards (Jacks, Queens and Kings) - valued at 10 each 
    • Aces - worth one or 11, whichever benefits your hand more (N.B. a hand that contains an Ace counted as 11 is called a Soft Hand)

    Each player receives a card from the dealer when betting time expires, starting from the left and moving clockwise.

    Each player is then dealt a second card face up, until the dealer gets back to themselves, with the second card that belongs to the dealer being dealt face down. 

    You can see the value of your initial hand, as it is shown alongside your cards.


    Blackjack is the best possible hand, and this is achieved when your initial two cards equal exactly 21.


    The only time that an Insurance can be purchased is when the dealer's up-card is an Ace. 

    You can then offset the risk of the dealer having Blackjack, even if you have Blackjack yourself.

    If Blackjack is revealed by the dealer, insurance bets pay out 2:1; if the dealer reveals Blackjack and you haven't taken insurance, odds are paid out 3:2.

    The dealer will check their down-card to see if they have Blackjack:

    - The round will carry on if they don't

    - If the dealer has Blackjack and you don't, they will win

    - If you and the dealer both have Blackjack, the game ends in a 'push' and your bet is returned to you

    The cost of insurance is priced at half of your main bet stake. Insurance bets are settled separately.

    Double Down

    You can Double Down on any two initial cards, meaning your stake is doubled. After you do this, you will only be dealt one more card.

    If you've split, the option to Double Down is not available to you.


    If you choose to hit, you receive another card that gets added to your current hand.

    You can hit as many times as you wish until the value of your hand exceeds 21.


    If you are happy with your hand, you can stand and the dealer will not deal you any more cards.


    If the first two cards you are dealt have an identical value, you can split them into two separate hands. 

    Each hand is classed as a separate bet, with the same stake that was used on your initial bet.

    You will be dealt another card for each hand, and unless you split a pair of Aces you can 'hit' on each hand.

    If you split on two Aces, only one more card will be dealt per hand.

    You can only split once per hand.


    If your hand is valued at more than 21, you 'bust' and your bet is settled as a loser. 

    When all players have played their hand, the dealer will flip their down-card to reveal its value. 

    They must:

    - Hit - if the value of their cards is less than 16

    - Stand - if they have a Soft 17 or greater 

    If your final hand is closer to 21 than the dealer's, or if the dealer 'busts', your bet will win. 

    If your cards have the same value as the dealer, the round ends in a 'push' and your stake is returned. 

    Blackjack (Ace and 10) beats a hand of: 21 using at least three cards; 21 resulting from a split pair.

    Side Bets

    There are two side bets available in First Person Blackjack: Perfect Pairs and 21+3.

    Your main bet can be combined with side bets, and even if your Blackjack bet loses you can still win a side bet.

    Perfect Pairs

    This feature enables you to win if your first two cards consist of any pair, i.e. two Queens, two Aces, two 3s etc. 

    Three types of pairs are available - each has a different payout as explained below.

    • Mixed Pair – different suits, e.g. a 10 of Hearts and a 10 of Clubs
    • Coloured Pair – different suits of the same colour, e.g. a two of Diamonds and a two of Hearts
    • Perfect Pair – same suit, e.g. two Aces of Spades

    Perfect Pairs Payouts:

    • Mixed Pair 6:1
    • Coloured Pair 12:1
    • Pefect Pair 25:1


    If your initial two cards along with the dealer's up-card create any of the winning combinations below, your side bet wins.

    • Flush – any cards of the same suit, e.g. a two, six and 10 of Clubs
    • Straight – cards of different suits in numerical sequence, e.g. a two of Spades, three of Clubs and four of Hearts
    • Three of a Kind – cards are of same value but different suits, e.g. three Kings
    • Straight Flush – cards of the same suit are in numerical sequence, e.g. a 10, Jack and Queen of Diamonds
    • Suited Trips – an identical triplet, e.g. three Queen of Hearts

    Each winning combination is linked to a separate payout.

    21+3 Payouts

    • Flush 5:1
    • Straight 10:1
    • Three of a Kind 30:1
    • Straight Flush 40:1
    • Suited Trips 100:1

    In the event of a malfunction, the game round and all payouts for the round will be made void.

    Bet Behind

    You can bet on another player's hand via this feature, meaning you will share the result with them.

    Payouts for Bet Behind wagers are the same as those that apply to standard Blackjack bets.

    You are able to place a bet in any activated Bet Behind spot at another player's seat before the expiration of betting time. 

    If you place a Bet Behind bet and the player at that seat elects to sit that round out, you have your stake refunded instantly.

    The nickname shown at each seat relates to the player who will make all decisions for that hand.

    You can place an insurance bet in the normal way if the dealer's up-card is an ace. 

    There is still an option to double your bet when the player you are betting behind makes the decision to either Double Down or Split. 

    It is not possible to place a Bet Behind bet on your own hand.

    You can stop other players from betting behind you if you would like to.

    Hot Player

    The 'Hot Players' icon shows which player is on the longest winning streak.

    The number that is listed within the gold medal relates to the number of consecutive rounds that player has won. 

    The gold-medal icon will be removed when a 'Hot Player' loses a round.

    Return to Player (RTP)

    The optimal theoretical payout percentage is:

    Blackjack – 99.28%.

    Perfect Pairs bet – 95.90%.

    21+3 bet – 96.30%.of wins.

    The expected return to player is the amount we pay out to players relative to the amount of wagering on the game.

    For example, if we take £100 of wagers we will, on average, pay out £99.28 of wins.