First Person Blackjack

Beat the dealer in a race to 21 when you play First Person Blackjack.

This Live Casino game uses the standard Blackjack features such as Doubling Down, Insurance and Splitting, to give you plenty of betting options.

Plus, excellent side bets such as 21+3 and Perfect Pairs are available, where you could potentially land some big wins!

What are your cards worth?

    First Person Blackjack Game Overview

    The chip sizes available in First Person Blackjack range from £1 to £500.

    How To Play

    The objective when you play First Person Blackjack is to achieve a better total than the dealer, without the value of your cards going over 21. 

    The ultimate winning hand is Blackjack, and this is achieved when your first two cards total 21 exactly. This is done using an Ace and one of the picture cards (Jack, Queen or King).

    Game Rules

    The maximum number of players at a table in this game is seven, plus the dealer who is the host of the game.

    This game uses eight standard 52-card decks, with the values of the cards outlined below:

    • Cards from 2 to 10 are worth their face value
    • Face cards (Jacks, Queens and Kings) each have a value of 10
    • Aces can be worth either one or 11, depending on which improves your hand more. If a hand features an Ace worth 11, it is classed as a Soft Hand

    Each player receives a card from the dealer at the expiration of betting time, beginning from the left, and moving in a clockwise direction.

    A second card face-up will be dealt to each player, and the dealer's second card will be face-down.

    The value of your initial hand is displayed next to your cards.


    If the dealer has an Ace as their up-card, you will be able to buy Insurance to protect yourself against the possibility of the dealer having Blackjack.

    Insurance bets are paid out at 2:1 if the dealer has Blackjack.

    The dealer will check their down-card to see if they have Blackjack:

    - If they don't, the round proceeds as normal

    - If they do, and you don't have Blackjack, the dealer wins and your bet loses

    - If you and the dealer both have Blackjack, it is known as a 'push' and your stake will be refunded

    Insurance costs half of your main bet, and any Insurance bets will be settled separately from main bets.

    Double Down

    You will have the option to Double Down on your first two cards, which will double your original stake. If you decide to Double Down, only one further card will be dealt to you.

    You cannot Double Down if you have a split hand.


    If you choose to hit, another card will be dealt to your hand.

    When your hand reaches 21 or over, you will not be able to hit.


    If you are happy with your hand, you can stand and you will not receive any more cards from the dealer.


    If the first two cards you are dealt have a matching value, there is the option to split them and create two different hands.

    Each hand is classed as a separate bet, and you will have the same stake as your initial wager.

    Another card is dealt on each of these hands, and you will be able to 'hit' both of them, as long as you didn't split a pair of Aces.

    You cannot split more than once on any hand.


    If your hand's value goes over 21, it is a bust and you lose your bet.

    When all players have played their hand, the dealer's down-card is revealed.

    They must:

    - Hit if their cards have a value that is smaller than 16

    - Stand if they possess at least Soft 17

    Your bet wins if your hand is closer to 21 than the dealer's, or if the dealer's hand is a bust.

    If your cards have the same value as the dealer, it is a push and your bet is refunded.

    Blackjack (Ace and 10) beats a hand of: 21 that is made up of three or more cards, or 21 that was formed via splitting pairs.

    Side Bets

    This game has two different side bets: Perfect Pairs and 21+3.

    Your can combine your main bet with side bets, and if your Blackjack bet loses it is still possible for you to win one of your side bets.

    Perfect Pairs

    Win this side bet if your first two cards are any pair, i.e two Aces, two 5s etc.

    There are three different types of pairs in this game, each with alternate payouts.

    • Mixed Pair – non-matching suits, e.g. a 7 of Clubs and a 7 of Diamonds
    • Coloured Pair – non-matching suits with an identical colour, e.g. a 3 of Hearts and a 3 of Diamonds
    • Perfect Pair – identical cards, e.g. two Kings of Spades

    Perfect Pairs Payouts:

    • Mixed Pair 6:1
    • Coloured Pair 12:1
    • Pefect Pair 25:1


    You can win this side bet by using your first two cards in conjunction with the dealer's up-card.

    • Flush – any cards with identical suits, e.g. a 5, 8 and Jack of Spades
    • Straight – non-matching suits in numerical order, e.g. an 8 of Diamonds, a 9 of Spades and a 10 of Hearts
    • Three of a Kind – matching cards with different suits, e.g. three Queens
    • Straight Flush – cards of the same suit are in numerical order, e.g. a 3, 4 and 5 of Clubs
    • Suited Trips – three identical cards, e.g. three Aces of Diamonds

    Each of these side bets has a different payout.

    21+3 Payouts

    • Flush 5:1
    • Straight 10:1
    • Three of a Kind 30:1
    • Straight Flush 40:1
    • Suited Trips 100:1

    All pays and plays will be made void if malfunction occurs.

    Bet Behind

    Use the Bet Behind feature to share another player's result by betting on their hand.

    Payouts for Bet Behind wagers are identical to regular Blackjack bets.

    Prior to betting time expiring, you can place a bet in the activated Bet Behind location at another player's seat.

    If you place a Bet Behind bet and the player at that seat decides to not play that round, your wager is immediately returned.

    The nickname listed at each seat shows the player who will make all decisions for that hand.

    You can still place Insurance bets while betting behind, as well as doubling down and if your player decides to Double Down or Split. 

    You cannot place a Bet Behind bet on your own hand.

    It is possible to prevent other players from betting behind you.

    Hot Player

    The 'Hot Players' icon refers to the player at the table who has put together the longest winning streak.

    The number that is listed within the gold medal relates to the amount of rounds the player has consecutively won.

    When a Hot Player has a losing round, the gold-medal icon disappears.

    Return to Player (RTP)

    The optimal theoretical payout percentage is:

    Blackjack – 99.28%.

    Perfect Pairs bet – 95.90%.

    21+3 bet – 96.30% of wins.

    The expected return to player is the amount we pay out to players relative to the amount of wagering on the game.

    For example, if we take £100 of wagers we will, on average, pay out £99.28 of wins.